RCB Jumpstart Account
$25 minimum to open
- Ideal for ages 25 & under
- $0 monthly maintenance fee
- $2 paper statement fee
- Free online & mobile banking
RCB Everyday Account
$100 minimum to open
- Ideal for all ages
- $10 monthly maintenance fee unless enrolled in E-Statements
- Up to 3 out-of-network ATM withdrawals per month
- Closing cost discount off of a HELOC1
- Rate discount off of certain consumer installment loans1
RCB Elevation Account
$100 minimum to open
- Ideal for all ages
- $25 monthly maintenance fee2
- Free standard RCB checks (one order per year)
- 3 official checks per statement cycle
- Closing cost discount off of a HELOC1
- Rate discount off of certain consumer installment loans1
- Complimentary consultation with RCB Wealth Management professional
RCB Ramblers Account
$100 minimum to open
- Ideal for ages 50 and over
- $0 monthly maintenance fee
- Free standard RCB checks (one order per year)
- 3 official checks per statement cycle
RCB Simple Checking
$25 Minimum to Open
- $5 monthly maintenance fee
- $2 paper statement fee (waived with e-statement)
- No overdraft fees
- No check access
- Mastercard® debit card
Online Account Opening
Opening a checking account with River City Bank is easy with our online application. Simply fill in the required information fields to get started.
Enjoy these free benefits with every account:
- Free online & mobile banking
- Free mobile check deposit
- Bill Pay (if used monthly)
- E-Statements
- Zelle® person-to-person payments
- Debit Card controls with SecurLOCKTM Equip
- Unlimited check writing
- Access your money at any SUM® Network ATM surcharge free.
1 With auto debit from RCB account. Restrictions may apply.
2 Minimum Balance Requirements: A maintenance fee of $25.00 will be imposed every month if the average balance for the statement cycle falls below $10,000. Other ways to avoid the monthly maintenance fee include: having a combined average daily balance of $20,000 in your deposit accounts, having $20,000 in combined consumer loans outstanding, or maintaining a RCB Wealth Management Relationship during the statement cycle.
See Miscellaneous Services/Fees for additional information.
Overdraft Protection Services
Need a little extra? When there aren’t enough available funds in your account to cover a transaction, we’ve got you covered. Take a look at the overdraft management options we have in place for our clients.
Wire Request
Looking to wire money between an international or domestic account? Use our secure request form to get started.
Contact Us
Questions about which account is right for you? Give us a call, send us an email, or stop by the branch.